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  On 13 August 2019, Justice Perram dismissed a case that ASIC brought against Westpac in regard to responsible lending laws. Ultimately, Justice Perram decided that Westpac’s use of an automated process for loan approvals was not a breach of responsible lending. The decision leaves us asking: Will banks ever

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How did we get here and where to from here? The ongoing Royal Commission into the Banking, Superannuation and Financial Services Industry has uncovered some concerning truths about our banks. If you would like to know what the banks have admitted to, what punishments they’re likely to face and what

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