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Many of us exchange communications nowadays with chatbots on websites. Numerous companies have incorporated them onto their websites to allow for 24/7 access to the company and the ability to provide consumers with information as and when requested. This has resulted in a recent case in Canada whereby Air Canada

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A personal guarantee is a promise made by a person (known as a guarantor), that they will personally meet the obligations of another person or company if that person or company defaults on their obligations under an agreement. Personal guarantees are a mechanism which lifts the corporate veil, allowing for

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Over the last 28 years practising law, I have on many occasions been involved with advising clients in regard to ways to protect their personal assets. One of these ways was often when they were entering into business ventures to ensure that they were not acting in any personal capacity

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COVID saw the many laws in regard to insolvency and bankruptcy suspended, but now the gate has been opened and the ATO is pursuing some long-term debt. Directors of companies need to know that the Australian Tax Office (“ATO”) is cracking down on company debt owed to the ATO and

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What is a caveat and what is its purpose? A caveat can be thought of generally as notice on a certificate of title to anyone that they have an equitable or legal claim in that property, such as a lease, equitable mortgage or charge.  If someone has a genuine “caveatable

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